Which is NOT a unique covenant included in a general warranty deed?

Study for the Mortgage Loan Originator (MLO) National Exam. Prepare with flashcards and multiple-choice questions that include hints and explanations. Get ready to excel in your exam!

A general warranty deed includes several unique covenants that provide specific guarantees related to the property being conveyed. One of the core features of a general warranty deed is the extensive assurances it offers the buyer regarding the title to the property.

The covenants specifically encompassed within a general warranty deed include:

  • Warranty forever: This covenant guarantees that the grantor will defend the title against any claims, essentially promising that the ownership of the property will always be secure.

  • Quiet enjoyment: This promise ensures that the grantee can use and enjoy the property without interference from others, affirming that they will not be disturbed in their possession due to title issues or claims.

  • Further assurance: This covenant obligates the grantor to perform any necessary actions in the future to perfect the title, if required.

The right to prevent unlawful trespass, while an important aspect of property rights, does not fall under the unique covenants of a general warranty deed. Instead, it's a general legal right that applies to all property owners. As such, it does not pertain specifically to the assurances that a grantor provides through a general warranty deed. This distinction makes it the correct choice for identifying what is not a unique covenant in this type of deed

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